Your savings account is the cornerstone of your credit union relationship. It also provides you with considerable financial advantages. Arkansas Superior has special savings programs and dividend-earning accounts that make it easier than ever for you to save money… and earn interest at the same time.
Your membership at ASFCU begins by opening a Savings Account with as little as $5.00. Next, you’ll have access to countless products and services designed to help you succeed financially!Open a Savings Account
Our Christmas Club Account is perfect for saving for the holidays. You can contribute money throughout the year and earn dividends. Then, withdrawals become available in November and December, when you need the money the most!
It’s never too early to start good savings habits. Our Safari Club is specially designed for young savers, ages 7-17. When kids learn smart savings habits at an early age, they are better equipped to manage their finances as adults.
Individual Retirement Accounts
Individual Retirement Accounts are available for our members who are looking for ways to save and invest their money for their future and reduce their tax burden at the same time. A traditional IRA allows you to defer taxes on your earnings until they are withdrawn. Also, certain contributions are tax deductible in the tax year for which they are made. A Roth IRA is a nondeductible account that features tax-free withdrawals for certain distribution reasons after a certain period of time.
Share Certificate Accounts, commonly called CD’s, are the perfect choice for no-risk savings. They always hold their original value, plus the added interest accrued over time. Certificate Accounts pay higher rates than regular savings accounts, but require a dedicated investment period of your choosing from 182 days up to three years.