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Rates

**NOTICE** Rates are subject to change without notice.  Loan rates and terms may differ according to each individual's credit rating and history.  For current rates and terms, please call the credit union office at 870-226-3534 or 1-800-643-2160.

*APR = Annual Percentage Rate
*APY = Annual Percentage Yield

New Autos, Motorcycles, ATV's, Farm tractors, Boats and Campers
As Low As 2.99% *APR (48 months or less)
Used Autos, Motorcycles, ATV's, and Farm tractors, Boats, and Campers
As Low As 3.49% *APR
Up to 100% of selling price up to NADA Book retail value.
First and Second mortgage loans available at low rates!
Call the credit union office for current rates and terms.
Primary Share Accounts
Average Daily Balance Rates Annual Percentage Yield
0.00 to $100.00 0.00% *APY 0.00% *APY
$100.01 and above .50% *APY .50% *APY
(The annual percentage yield (APY) is the yield you would receive based on a minimum deposit of $100.00.)
Share Draft Accounts
Average Daily Balance Rates Annual Percentage Yield
0.00 to $500.00 0.00% *APY 0.00% *APY
$500.01 and above .50% *APY .50% *APY
IRA Shares
Please contact credit union for rates
Christmas Club
Average Daily Balance Rates Annual Percentage Yield
o minimum balance .50% *APY .50% *APY
Share Certificates

A early withdrawal penalty may be imposed for withdrawals before maturity. (The annual percentage yield (APY) is the yield you would receive based on a minimum deposit of $1,000.00.) Dividends are paid monthly.

**NOTICE** Rates are subject to change without notice. Our expedited Funds Availability Act - Regulation CC disclosures are available at the credit union's main office upon request. For current rates, terms and conditions of each account, please call the credit union office at 870-226-3534 or 1-800-643-2160. We do business in accordance with the federal fair housing law and the equal credit opportunity act.