** Note--Rates Effective as of April 1, 2012 **

LOAN RATES AS LOW AS:

New Autos, Motorcycles, ATV's, Farm tractors, Boats and Campers:

As Low As 4.49% (48 months or less)

Used Autos, Motorcycles, ATV's, and Farm tractors, Boats, and Campers:

As Low As 5.95%

Up to 100% of selling price up to NADA Book retail value.

First and Second mortgage loans available at low rates!
Call the credit union office for current rates and terms.

**NOTICE**  Rates are subject to change without notice.  Loan rates and terms may differ according to each individual's credit rating and history.  For current rates and terms, please call the credit union office at 870-226-3534 or 1-800-643-2160.

Primary Share Accounts

Average Daily Balance Rates Annual Percentage Yield
0.00 to $100.00
$100.01 and above
0.00%
.50%
0.00%
.50%

(The annual percentage yield (APY) is the yield you would receive based on a minimum deposit of $100.00.)

Share Draft Account

Average Daily Balance Rates Annual Percentage Yield
0.00 to $500.00
$500.01 and above
0.00%
.50%
0.00%
.50%

IRA Shares

Please call the credit union for current rates.

Christmas Club

Average Daily Balance Rate Annual Percentage Yield
no minimum balance .50% .50%

Share Certificates

Call the Credit Union at (870) 226-3534, extension 226 or 227 for current rates.

A early withdrawal penalty may be imposed for withdrawals before maturity.   (The annual percentage yield (APY) is the yield you would receive based on a minimum deposit of $1,000.00.) Dividends are paid monthly.

**NOTICE**  Rates are subject to change without notice.  Our expedited Funds Availability Act - Regulation CC disclosures are available at the credit union's main office upon request.  For current rates, terms and conditions of each account, please call the credit union office at (870) 226-3534 or 1-800-643-2160. 

We do business in accordance with the federal fair housing law and the equal credit opportunity act.



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